DSCR Loans for Real Estate Investors
Close Faster. Scale Your Portfolio. No Income Verification Required.
What is a DSCR Loan?
A DSCR loan (Debt Service Coverage Ratio loan) allows real estate investors to qualify based on rental income rather than personal income. This makes it easier to scale rental portfolios without traditional underwriting restrictions.
No Income Verification
Qualify using rental income — no tax returns or W2s required.
LLC Eligible
Purchase and refinance properties under your business entity.
Fast Closings
Close in as little as 2–3 weeks with streamlined underwriting.
Investor Focused
Built specifically for real estate investors scaling their portfolios.
How DSCR Loans Work
DSCR loans are designed for real estate investors who want to qualify based on property cash flow rather than personal income.
01
Property Income Review
We review the property’s rental income to determine eligibility.
02
DSCR Calculation
We compare rental income to the loan payment to determine coverage.
03
Investor-Focused Underwriting
Approval is based on property performance, credit, and experience.
04
Fast Closing Process
Once approved, loans can close quickly with streamlined documentation.
Ready to Get Prequalified?
See loan options based on rental property income — no tax returns required.
Apply NowWhy Investors Choose CapitalBridge Group
Fast Approvals
Get approved quickly with streamlined DSCR underwriting.
No Income Verification
Qualify based on rental income — no tax returns required.
Flexible Loan Options
DSCR, fix-and-flip, and construction-to-permanent financing available.
Investor-Focused
Built specifically for real estate investors scaling portfolios.