✓ No income verification
✓ Based on property cash flow
✓ Close in 2–3 weeks
Qualify based on property cash flow, not personal income. Ideal for real estate investors scaling portfolios.
Short-term financing for acquisition and renovation projects with fast approvals and flexible terms.
Ground-up construction financing with draw schedules and competitive rates for experienced builders.
We focus exclusively on investor financing and understand rental property underwriting.
Streamlined approvals and quick turnaround times to help you move deals fast.
Flexible loan structures designed for real estate investors, not traditional borrowers.
Complete a quick online application in under 2 minutes—no income verification required.
We evaluate your property’s cash flow and provide fast approvals without traditional underwriting delays.
Real results from real estate investors using CapitalBridge
“Closed multiple rental properties in under 30 days. CapitalBridge made the process simple and fast.
“Finally found a lender that actually understands DSCR loans. Flexible terms, quick approvals, and a team that knows investor deals.”
“CapitalBridge helped me scale my portfolio faster than I thought possible. Smooth process from application to closing.”
No income verification • Fast approvals • Close in 14–21 days
No credit impact • Takes 2 minutes • No obligation
A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors and is based on the income generated by the property rather than your personal income. This allows investors to qualify more easily without traditional employment or income verification.
No. DSCR loans do not require personal income verification, W-2s, or tax returns. Approval is based primarily on the property’s rental income and overall cash flow.
Most DSCR loan programs require a minimum credit score between 620 and 680, depending on the loan structure. Higher credit scores typically qualify for better rates and terms.
Most DSCR loans close in 14–21 days, depending on appraisal and documentation timelines. Our process is designed for speed so you can secure deals quickly.
Eligible property types typically include single-family rentals, 2–4 unit properties, and short-term rentals (Airbnb/VRBO, depending on guidelines).
DSCR is calculated by dividing the property’s rental income by its monthly mortgage payment. For example, if rent is $2,000 and the mortgage is $1,500, the DSCR is 1.33. Most lenders look for a DSCR of 1.0 or higher.
Yes. DSCR loans are ideal for investors looking to scale their portfolios and can be used across multiple properties.
In most cases, there is no strict limit. DSCR loans are designed for investors who want to grow and manage multiple income-producing properties.